Health Cover

Health Cover for Laser Surgery - Important Information

Which health funds cover the cost of laser eye surgery?

Did you know that some health funds will cover some or all of the costs of your laser eye surgery? Please see below important information regarding health cover for laser eye surgery.

Note: This information is a guide and is subject to change at any time. Before receiving any treatment, we strongly advise you contact your health fund first to confirm the benefits you’ll receive, any out-of-pocket expenses and your certainty of full cover.


Health Fund: HBF

HBF (health cover for laser eye surgery)

Procedure Type: LASIK bilateral eye surgery
Cover Type (Hospital & Extras): Ultimate Cover
Waiting Period: 12 months
Important Information: With HBF Health Cover for laser eye surgery, customers are required to pay up front, and then claim back the cost of surgery later. Under the Ultimate health cover, HBF reimburses customers the full amount. Customers can also use GAPSAVER credits and optical extra’s cover to partially cover laser surgery.

For more information on HBF’s Ultimate Health Cover, click here.


Health Fund: Medibank Private

Medibank Private (health cover for laser eye surgery)

Procedure Type: Laser Eye Surgery
Cover Type (Hospital & Extras): Ultra Cover
Waiting Period: 36 months
Important Information: With Medibank Health Cover for laser eye surgery, customers are required to pay up front, and then claim back the cost of surgery later. Customers who hold ULTRA Health cover for 3 years will get back approximately half. This is available for LASIK/PRK only.

For more information, click here to visit the Medibank website and to download the health summary document for Medibank Ultra Cover.


Health Fund: Bupa

Bupa (health cover for laser eye surgery)

Procedure Type: Laser Eye Surgery
Cover Type (Hospital & Extras): Ultimate
Waiting Period: 12 months
Important Information: Customers are fully covered by BUPA for laser eye surgery if they have Ultimate hospital & Ultimate extra’s cover. The initial consultation with Lions Laser Vision will be covered by BUPA if you are a suitable candidate for the surgery and book in for the laser eye procedure. This is available for LASIK/PRK only.

Click here to visit the Bupa website for more information regarding their Ultimate Health Cover.

Please note: From 1 July 2018, a 3 year waiting period will apply towards Laser Eye Correction Surgery. This only applies to new members joining from 1 July 2018. Click here to visit this information on the Bupa website.


Health Fund: Defence Health

defence health (health cover for laser eye surgery)

Procedure Type: Laser Refractive Eye Surgery
Cover Type (Hospital & Extras): Premiers Extra
Waiting Period: 12 months
Important Information: If you are planning laser refractive eye surgery, please contact Defence Health directly to confirm your benefits eligibility.

Click here to view the Defence Health forms and brochures on their website. Under Product Guides, select the ‘Premium Extras Product Guide’ document for more details on health cover for laser eye surgery.

 


Health Fund: ahm by Medibank

ahm (health cover for laser eye surgery)

Procedure Type: Corrective Laser Eye Surgery
Cover Type: 2 Options
1. Lifestyle Extras will pay $600 per eye with a lifetime limit of $1200
Waiting Period: 2 years

2. Super Extras will pay $900 per eye with a lifetime limit of $1800
Waiting Period: 2 years

Important Information: For more information on ahm’s Lifestyle Extras, click here. For more information on ahm’s Super Extras, click here.


Health Fund: HCF

hcf (health cover for laser eye surgery)

HCF do not contribute a benefit towards Refractive Laser Eye Surgery under any level of cover.


Health Fund: nib

nib (health cover for laser eye surgery)

nib do not contribute a benefit towards Laser Eye Surgery under any level of cover.


Health Fund: HIF

hif (health cover for laser eye surgery)

HIF do not contribute a benefit towards Laser Eye Surgery under any level of cover.


Information updated May 2018

This information is a guide and is subject to change at any time. Before receiving any treatment, we strongly advise you contact your health fund first to confirm the benefits you’ll receive, any out-of-pocket expenses and your certainty of full cover.

If you would like to know more about health cover for laser eye surgery, please contact our office on 9381 0758. To find out more about the cost of laser eye surgery, click here